TradeTally vs KashFlow
KashFlow is a UK-built cloud accounting tool owned by IRIS Software Group. It targets small businesses and sole traders who want straightforward bookkeeping without the complexity of enterprise tools. While it has solid UK tax features, development has slowed since the IRIS acquisition.
KashFlow
£8–£28/month
Founded 2005 · UK small businesses, sole traders
TradeTally
£12/mo
Built for UK sole trader tradespeople
Feature comparison
| Feature | KashFlow | TradeTally |
|---|---|---|
| Invoicing | Included | ✓ |
| Quoting | Included | ✓ |
| Expense tracking | Included | ✓ |
| Receipt scanning | Not included | ✓ |
| SA103F export | Not included | ✓ |
| Mobile app | Included | ✓ |
| MTD compatible | Included | In progress |
| Bank reconciliation | Included | ✓ |
| Payroll | Included | ✓ |
| Multi-currency | Not included | ✓ |
| Inventory management | Not included | ✓ |
| Time tracking | Not included | ✓ |
Where KashFlow wins
- UK-built with solid HMRC compliance
- Simple interface compared to Sage and Xero
- Affordable entry-level pricing
- Good payroll add-on for employers
Where TradeTally wins
- No dedicated SA103F one-click export
- Mobile app is not suitable for on-site use by tradespeople
- No trade-specific workflows or expense categories
- Receipt scanning is basic and unreliable
- Slow feature development means it is falling behind modern tools
FAQs
Is KashFlow still a good option for sole traders?
KashFlow works but development has slowed since the IRIS acquisition. TradeTally is actively developed, mobile-first, and purpose-built for tradespeople: it is the more future-proof choice at a similar price point.
How does TradeTally compare to KashFlow on price?
TradeTally is cheaper: KashFlow's Starter is £8/month but limited, and their Business plan is £18/month. TradeTally Professional is £12/month and includes receipt scanning, SA103F export, and a modern mobile experience KashFlow lacks.
Can I switch from KashFlow to TradeTally easily?
Yes. As a sole trader, switching is straightforward: start creating invoices and logging expenses in TradeTally from any date. Your historical KashFlow data stays accessible in your KashFlow account for reference.